Jacinth Finvest Limited (Jacinth or Company) is a Public Limited Company registered with Reserve Bank of India as non-deposit taking Non-Banking Financial Company serving the Micro and Small businesses segment since 2007. The prime objective of the company is to ensure adequate and timely credit to the MSEs (Micro and Small Enterprises) who traditionally lack access to finance and banking services to scale up and grow their business.
Jacinth Investments and Consultancy Services Private Limited was established in 2006 and later the name was changed to Jacinth Finvest Limited in 2007. The company has secured license from the Reserve Bank of India under section 45 IA of the Reserve Bank of India for carrying financial services and is classified as an Investment and a Loan Company.
Jacinth offers secured lending product under the brand name of "SRUJAN Loans". Jacinth has established an effective Centralized Loan Approval Mechanism (CLAM) with technical assistance from World Women Bank & Deutsche Bank. Further, Jacinth has developed an Indigenous credit score card to access and appraise the business and analyze entrepreneurs’ ability and willingness to repay the loan. We strive to achieve quick delivery of the loan to the clients and maintain a good performing portfolio with timely recoveries.